About the San Rafael, California Area  View the homes for Sale in San Rafael: San Rafael Homes For Sale
San Rafael, Marin County's central city located halfway between San Francisco and California's famous wine country, is Marin's oldest community and is the county's government, business, and cultural center. Famous for its favorable climate, San Rafael's location is optimal for taking day trips to scenic locations such as the Napa/Sonoma wine country, the Pt. Reyes National Seashore, and Muir Woods. Marin's second most popular tourist spot, the Frank Lloyd Wright Civic Center is located here as well as the replica of the historical Mission San Rafael Arcangel. San Rafael has 14 parks, yacht clubs, outstanding docking and launching facilities, tennis and swim clubs, and many miles of bicycle trails. It is truly a community where families can enjoy an active lifestyle and partake of a rich historical and cultural heritage.
Serving as the county seat and the most populated city, San Rafael is a lovely bedroom community, vibrant college town, and historic residential haven all wrapped into one package. The assortment of housing is diverse in size, age, architecture, and price range-fact that adds to the fine sense of balance within the community. Options range from contemporary homes in luxurious enclaves to condominiums that overlook the Bay, or spacious traditional estates in the Dominican section. North of town are many ranch-style and Eichler homes.
Activities are as varied as the housing in San Rafael, designed to fill the leisure hours of every age group with fun, exercise, and creativity. Wonderful parks, marinas, trails, tennis and swim clubs, Falkirk Cultural Center, sports programs, and classes from dance to music are waiting to be explored and enjoyed.
The world-famous county civic center was designed by the legendary architect Frank Lloyd Wright to harmonize with the backdrop of rolling hills north of town. Imposing Mount Tamalpais rises to the south and west, protecting the city from Pacific winds and fog. With its revitalized downtown district, burgeoning film and video community, art center, college atmosphere, and kaleidoscope of amenities, San Rafael mixes a peaceful setting and stimulating lifestyle.
View the current San Rafael Homes for sale
View the current San Rafael Condos for sale
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Financing Your Home >Qualifying Guidelines
It may be difficult to qualify for a home mortgage loan. As a buyer, you may find the perfect home, but finding the perfect financing might become elusive. After you complete the application process, your lender may turn you down, which is an upsetting development for any prospective homebuyer. What can be done to remedy such a setback?
The answer depends on why you were turned down. If your income is too low to satisfy one mortgage company, there might be another company with more liberal qualifying guidelines. If you have had credit problems, some lenders may be more willing than others to help you clear them up in a manner that satisfies their underwriters. If your loan runs into problems, sit down with the loan officer and your real estate agent to investigate the possibility of using a different lender. The first company may be able to "assign" the package to a competitor, enabling you to use your same credit report and appraisal. You will need the cooperation of your sellers, too.
While loan rejections are disappointing, they can be resolved.
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